Important Disclaimer

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. While we strive to provide accurate and current information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

Any reliance you place on such information is strictly at your own risk. Results may vary based on individual circumstances, market conditions, and personal financial situations.

Limitations of Liability

To the fullest extent permitted by applicable Australian law, oravellumina and its affiliates shall not be liable for:

• • Direct, indirect, incidental, or consequential damages arising from use of our services
• • Loss of profits, revenue, or business opportunities resulting from financial decisions
• • Errors, omissions, or delays in information provided through our platform
• • Technical failures, system downtime, or data transmission issues
• • Third-party actions or decisions based on our consultations or recommendations

Information Accuracy

While we endeavor to keep information current and accurate, we cannot guarantee that all content reflects the most recent developments in financial markets or regulatory changes. Market conditions fluctuate rapidly, and information may become outdated without notice.

Professional Advice Disclaimer

Our consultations and discussions do not constitute specific financial advice tailored to your unique circumstances. We provide general guidance and analytical perspectives that should be considered alongside advice from qualified financial professionals licensed in your jurisdiction.

Always consult with licensed financial advisors, accountants, or other qualified professionals before making significant financial decisions.

External Links and Third Parties

Our website may contain links to external sites or reference third-party services. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services.

oravellumina is not liable for any harm or damages related to your use of third-party resources linked from our platform.

Financial Risk Disclaimer

All financial planning and resource allocation involve varying degrees of risk. Market volatility, economic conditions, and personal circumstances can significantly impact financial outcomes.

• • Market values may fluctuate substantially, and you may lose money
• • Past performance of any strategy or approach does not guarantee future success
• • Individual results depend on personal circumstances, timing, and market conditions

Intellectual Property Rights

All content, materials, and resources provided through oravellumina are protected by copyright, trademark, and other intellectual property laws. Unauthorized reproduction, distribution, or commercial use is strictly prohibited without express written consent.

User Indemnification

You agree to indemnify and hold harmless oravellumina, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Jurisdiction and Governing Law

This disclaimer and your use of our services are governed by Australian law and regulations.

Severability Clause

If any provision of this disclaimer is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remainder shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting. Your continued use of our services after modifications constitutes acceptance of the updated terms.

Last updated: September 16, 2025

Contact Information

For questions about this disclaimer or our services, please contact us using the information below: